Mortgage Application Checklist
2 min read
Applying for a mortgage takes a lot of documentation—prepare with this mortgage application checklist.
Reward
EMHA Homebuyer Pathway
The Erie County Housing Authority is offering a Homebuyer Pathway. Complete the required Banzai items below, including passing the quiz, in order to receive a certificate of completion.
*Once completion is confirmed, the certificate will be sent to your email address (may take up to 7 business days)
Buying a Home: Exploring Your Options
5 min read
Explore your options for buying a home: first-time buyer benefits, best age to buy, building vs. buying, foreclosure auctions, buying with parents, and owner financing.
While It’s comfortable to assume you’ll never have to face natural disaster, it’s much better to prepare.
Using Credit
5 min read
Using credit can open up big possibilities, but it can also get you in trouble if you aren’t careful
Financial Wellness Assessment
2 min read
Use the Financial Wellness Assessment to discover your personal finance strengths and weaknesses.
Finding Funds in an Emergency
3 min read
Wondering what to do in an emergency if you don’t have an emergency fund? Consider these options.
How To Manage Your Debt: Strategies & Tools
4 min read
Most people have to borrow money at some point, and many struggle to pay it back. But debt is a burden that doesn't have to break the bank.
How Do I Build Credit?
5 Min Activity
Learn how to build your credit score from scratch or boost your decent score.
Saving With A Purpose
3 min activity
Outline your savings goals and timelines to see how saving with a purpose can help make them happen.
Savings Accounts
5 min read
Learn how different savings accounts can help pave the way to financial security.
Check It Out
2 min read
Give your finances a boost by opening your very own checking account—it’s fast and it’s easy—you’ve just got to know the basics.
Making a Down Payment on a House
2 min read
A down payment is an important element of home buying, but what is it? And how can you save for one?
Credit Scores
3 min read
Every single time you use credit, the details are added to your credit report and used to influence your credit score.
Moving Costs
3 min read
Moving is a big undertaking, but planning a budget can help make it go as smoothly as possible.
Emergency Funds
3 min read
An emergency fund is a financial safety net that everybody should have for life's unforeseen challenges.
Insuring Your Home
2 min read
Protect your home and belongings with homeowner's insurance.
Debit Cards
5 min read
A debit card is a convenient way to pay, and it pays to know the details of how they work.
Mortgage Calculator
2 min activity
A small difference in the parameters of your mortgage can make a big impact on how much you pay for your home.
Opening Your First Account
3 min read
Ready to open your first account at a bank or credit union? Here’s a rundown of everything you need to know.
Budgeting
3 min read
Your budget is, perhaps, the most important aspect of your financial health.
Quiz
Locked
3 Min Activity
Reward Quiz
After you’ve finished the task above, take this short quiz. Answer 4 out of 5 questions
to pass.