Michigan
9th-12th Grade
State Standards
Look below to see how Banzai's courses, worksheets, activities, and games align with the Merit Curriculum: Personal Finance for 9th-12th Grade. Use the filters to change the location, set of standards, and grade level. Note, any one activity listed will satisfy the associated competency.
PF1 Earning Income: Conduct research regarding potential income and employee benefit packages, non-income factors that may influence career choice, benefits, and costs of obtaining the necessary education or technical skills, taxes a person is likely to pay, and other possible sources of income.
How Much Can I Make? (Game)College Alternatives (Game)Soft Skills (Game)Interview a Pro (Worksheet)Stress Management (Worksheet)Quantitative Business Research (Worksheet)Plan for College (Worksheet)Time Management (Worksheet)Leadership & Teamwork (Worksheet)Market Research (Worksheet)Problem Solving (Worksheet)Interview a Business (Worksheet)Interview a Pro (Worksheet)Work-Life Balance (Worksheet)Interpersonal Skills (Worksheet)College Alternatives (Worksheet)Interview a Pro (Worksheet)Plan Outside the Box (Worksheet)Career Exploration (Worksheet)Jobs and Income (Article)Become an Entrepreneur (Article)Reasons Businesses Fail (Article)Small Business (Article)Planning a Job (Article)Job Benefits (Article)
PF2 Buying Good and Services: Describe the factors that consumers may consider when purchasing a good or service, including the costs, benefits, and the role of government in obtaining the information.
PF3 Budgeting and Saving: Identify the incentives people have to set aside income for future consumption and evaluate the impact of time, interest rates, and inflation upon the value of savings.
Consumer Smarts (Game)Cost of College (Game)Banking (Game)Retirement (Game)Life Scenarios (Game)Advanced Budgeting (Game)Paying for College (Module)Middle School Personal Finance (Workbook)Budgeting (Worksheet)College: S.M.A.R.T. (Worksheet)Income & Expenses (Worksheet)Problem Solving (Worksheet)Your First Account (Worksheet)Checking Accounts (Worksheet)Work-Life Balance (Worksheet)Middle School Course Review (Worksheet)Simple Interest (Worksheet)Income & Expenses (Worksheet)50/30/20 Rule (Worksheet)Owning a Car (Worksheet)Emergency Fund (Worksheet)Business Plan (Article)Become an Entrepreneur (Article)Check It Out (Article)50/30/20 Budgeting (Article)Interest (Article)Shares and CDs (Article)Opening an Account (Article)Renting (Article)Making and Spending Money (Article)Planning Expenses (Article)Saving Money (Article)College Expenses (Article)Understanding IRAs (Article)
PF4 Using Credit: Evaluate the benefits, costs, and potential impacts of using credit to purchase goods and services.
Standard
Defined by Merit Curriculum: Personal Finance
Banzai Solutions
*Any of the activities listed will satisfy the standard
4.1: Free Application for Federal Student Aid (FAFSA), Student Loans, Scholarships, Work Study and Grants
Advanced Budgeting (Game)Cost of College (Game)Scholarships (Game)Paying for College (Module)Credit Cards (Worksheet)College: S.M.A.R.T. (Worksheet)Filling out FAFSA (Worksheet)Credit Score (Article)Credit Cards (Article)Borrowing (Article)Managing Debt (Article)College Expenses (Article)Fill Out the FAFSA (Article)
PF5 Financial Investing: Analyze the risks, expected rate of return, tax benefits, the impact of inflation, the role of government agencies, and the importance of diversification when investing in financial assets.
Advanced Budgeting (Game)Banking (Game)Retirement (Game)Stock Market Showdown (Game)Middle School Personal Finance (Workbook)401k (Worksheet)IRA (Worksheet)Investment Terms (Worksheet)Business Plan (Article)Interest (Article)Intro to Investing (Article)Understanding IRAs (Article)Investments (Article)Stock Market Conditions (Article)Stock Market 101 (Article)Investments (Article)
PF6 Protecting and Insuring: Assess the financial risk of lost income, assets, health, or identity, and determine if a person should accept the risk exposure, reduce risk, or transfer the risk to others by paying a fee now to avoid the possibility of a larger loss later.
Internet Safety (Game)Life Scenarios (Game)Digital Footprint (Game)Advanced Budgeting (Game)Cyberbullying (Module)Internet Safety Course Review (Worksheet)Scams (Worksheet)Internet Safety Scenario Sorting (Worksheet)Middle School Course Review (Worksheet)Your First Account (Worksheet)Clickbait and Phishing (Worksheet)Auto Insurance (Worksheet)Opening an Account (Article)Ransomware (Article)Peer-to-Peer Payments (Article)Scams (Article)Identity Theft (Article)Check It Out (Article)Health Insurance (Article)Auto Insurance (Article)
PF7 Paying Taxes: Identify and evaluate taxes a person is likely to pay, including federal, state, and local taxes, tax benefits and drawbacks, impacts on take-home pay, types of IRS tax forms, and how these can affect their taxes.